Over $300 million worth of XDC is now locked in staking, putting it among the top six proof-of-stake (PoS) blockchains on CoinMarketCap. And the timing couldn’t be better — the U.S. Securities and Exchange Commission (SEC) has clarified that PoS consensus mechanisms aren’t inherently securities, giving the sector a much-needed shot of optimism.
Regulatory Boost for PoS Networks
Recent comments from SEC representatives clarified that simply operating or participating in a PoS network does not, by itself, make those activities a securities transaction. While certain offerings could still fall under securities law depending on their structure, the acknowledgment that PoS consensus is not inherently a securities model has been embraced across the industry.
For XDC — which depends on its masternode network to maintain speed, scalability, and governance — the clarification eases concerns that have lingered since earlier enforcement actions against staking products. Institutional players, in particular, see this as a green light to explore participation with reduced regulatory risk.
$300M+ Locked and Earning
On-chain data from the network’s staking dashboard shows 2.66 billion XDC locked across active masternodes and delegated pools. At around $0.092 per token, that’s roughly $245 million USD securing the chain.
Add in another ~142 million XDC ($13.1 million USD) tied up in DeFi and liquid staking protocols — according to DeFiLlama — and the total locked value climbs to 2.80 billion XDC (about $258 million USD). Factor in staking on exchanges and wallet-based yield programs, and the figure easily tops the $300 million mark.
XDC Staking Calculations Made Simple with Staking Rewards
Calculations with XDC rewards are made simple by StakingRewards.com helping the cryptocurrency community to calculate the income easily.
How to Stake XDC: Running a Masternode
For those interested in joining the validator network and tapping into XDC’s estimated 10% annual percentage rate (APR), here’s the basic process:
- Secure the Stake — Acquire 10 million XDC (around $920,000 USD) and store it in a compatible wallet such as XDCPay, XinFin Web Wallet, or Ledger.
- Access the Masternode Portal — Visit the official site to find all details about the XDC Node and the setup guide.
- Complete KYC — Submit verification documents to comply with governance requirements.
- Connect Your Node — Provide the masternode’s coinbase address and link it to your wallet.
- Lock Your Stake — Confirm the transaction in your wallet to finalize your candidacy.
- Maintain Performance — Keep your node online and in sync to receive consistent rewards.
For those without the technical setup, delegated staking is available through supported platforms, allowing you to earn a proportional share of rewards by staking to an existing validator.
At current rates, a masternode operator can expect around 1 million XDC annually — roughly $92,000 USD per year, or just over $8,000 per month
Liquid Staking, DeFi, and Capital Efficiency
The XDC Network’s staking ecosystem is evolving beyond traditional models. Liquid staking options allow participants to lock XDC while receiving a tokenized version of their stake for use in DeFi, enabling yield farming, lending, and collateralized borrowing.
According to DeFiLlama, the network’s DeFi TVL stands at $13.1 million USD, with primenumbers leading the XDC TVL with more than $6 million, a figure that has been steadily rising as new platforms and integrations come online. This flexibility increases capital efficiency and attracts a broader range of participants.
Enterprise Roots, Expanding Reach
Unlike some PoS projects focused mainly on DeFi speculation, XDC was built for enterprise-grade applications. Its hybrid architecture blends public blockchain transparency with private, permissioned functionality — making it suitable for trade finance, real-world asset tokenization, and regulated exchanges.
These integrations have boosted its profile with institutional players, while listings on major exchanges like Binance.US, KuCoin, Bitstamp, and Gate.io keep it accessible to retail users.
Why It Matters?
Breaking the $300M locked milestone isn’t just a number — it’s proof that XDC is maturing into a network where serious capital feels safe to park. Add in the SEC’s recent stance on PoS, a healthy staking yield, and growing enterprise adoption, and you’ve got the makings of a blockchain ready for the next phase of growth.
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