Re-shaping Personal Financing


Upcoming platform to create a fairer, trusted and transparent personal financing globally.

FEBRUARY 12, 2018 – By bridging the best of two worlds of traditional banks and the world of cryptocurrency into one peer-to-peer (P2P) financing platform, iP2PGlobal will be opening up financing to a big Muslim population (estimated 2.18 billion) who want to borrow and lend according to Sharia finance principles.

On why Sharia finance principles, Mr. Rashdan Ibrahim, director of iP2PGlobal Management Team, said lending should belong to an area of altruistic cooperation, and should not be motivated purely by profit.

Furthermore, he said the Sharia finance principles are closely related to Ethical values of fairness, equality and morality in finance.

“Although, we would like to emphasize that this platform is open to non-Muslims as well,” he said.

The platform is set to be stand out from other peer-to-peer lending platforms as it aims to be a truly global platform.

He said the team decided to make Ethereum (ETH) as their main currency for financing and investment through the platform due to its strength and liquidity in the cryptocurrency market.

Rashdan said the strength of the iP2PGlobal management team of five including himself, consists of individuals with vast experience in banking, debt origination, bond trading and fund management.

“Hence, our combined experience has formed the perfect team to carry out such a platform,” he said.


The TWQ (Tawarruq) is an ERC20 token that confers the right to the token holder to submit an application for a personal financing based on a Commodity Tawarruq Trading program, through the iP2PGlobal platform and have it listed in the platform for prospective lenders to view and choose to finance.

The TWQ Token is a pure utility token and does or will not provide any other rights and functions to its holders.

Rashdan said 10TWQ is needed to apply for a personal financing of up to 5ETH.

“A larger financing amount will need more TWQs to be submitted. If the token holder fully repay the financing, the TWQ tokens will be returned to holders for future financing applications,” he said.


The Tawarruq Token’s pre-ICO crowdsale will kickoff on 19th February, 2018 (00:00 UTC) and will close on 15th April 2018 (23:59 UTC).

Meanwhile, the ICO crowdsale starts on 16th April 2018 (00:00 UTC) and ends on 30th April 2018 (23:59 UTC).


iP2PGlobal brings together best practices of traditional banks and the world of cryptocurrency into one peer-to-peer (P2P) financing platform. It connects borrowers and lenders from across the globe on a single platform in a trusted, fast and easy manner. This is powered by its newly introduced utility token, TWQ, which is based on Ethereum’s ERC-20 Smart Contract Platform. iP2PGlobal is the solution in Re-Shaping Personal Financing.

For more information on TWQ and iP2PGlobal, visit

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